HUD has firmly stated that they will NOT delay the effective date of January 1, 2010 - BUT they will not enforce sanctions in the first 120 days, as long as the company has shown a "good faith effort" to comply with the "Good Faith Estimate" ;-)
We have scheduled an in-depth online training with two RESPA attorney experts. To get details, go to:
www.RESPA-Training.com
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